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Business

Accessibility Of Microfinance Savings Services And Its Effect On Business Growth Of Small Scale Enterprises In Uganda

Ruth Mulungi and Milly Kwagala (Phd.)

This paper investigates the accessibility of microfinance savings services and its effect on the business growth of Small Scale Enterprises (SSEs) in Uganda, using Kampala branches of Pride Microfinance Ltd. and SSE clients as cases in point. The investigation was prompted by the question as to why SSEs were facing challenges in raising the financial capital they needed to support their growth in business, despite the presence of many Microfinance Institutions (MFIs) in Uganda.
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Exploring The External Environment On The Performance Of Microfinance Institutions

Milly Kwagala (Phd.)

The high entrepreneurial activity demonstrated in Uganda does not translate into sustainable business performance, particularly in the microfinance sector. It is however, not clear whether the institutions’ inability to operate in a sustainable manner is related to the way their management deals with the impact of their external environment. The purpose of this paper is therefore to analyze how managing the impact of the external environment affects the performance of microfinance institutions.
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How Micro-Finance Managers’ Ethical Orientation Affects Business Success

Milly Kwagala (Phd.)

Uganda’s micro-finance industry has been attracting many new entrants, thereby registering one of the highest entrepreneurial drives. Indeed, 1,592 microfinance enterprises were attracted between 1990 and 2008, representing a numerical growth rate of 1,688.8 percent. However, no sooner had the institutions been established than over 91 percent of them failed to survive in the market.
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